AML Policy

This policy is aimed at identifying transactions related to the financing of terrorism, money laundering, and other illegal activities. To identify such transactions, the ExCrypto exchange service uses the GetBlock service. If the AML risk for a transaction exceeds 70% or more, the service reserves the right to:

• Suspend the transaction;
• Request the user to provide a photo or video with a document confirming the user's identity (Selfie);
• Request the user to provide a screenshot from the personal account of the cryptocurrency withdrawal wallet;
• Block the account and any transactions related to the user, transfer to the financial regulatory and/or law enforcement agencies at the place of registration of the Service;
• Hold the user's funds until the incident is fully investigated;
• Return digital assets only to the details from which the transfer was made or switch to other details, after a full check by the Service's security service, if it was possible to verify the legal origin of the user's funds;
• Hold the user's funds until the incident is fully investigated
• Request other materials and documents related to the exchange from the user.

If the user does not provide the requested information and does not respond to service requests within 6 calendar months, the withheld funds will not be returned.